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The Ultimate Fluffy & Moist Bakery-Style Banana Chocolate Chip Muffins (Easy Recipe for Ripe Bananas)

Close-up of a perfectly baked, fluffy banana chocolate chip muffin overflowing with chocolate chips on a white plate.
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Bake fluffy, moist, bakery-style banana chocolate chip muffins using overripe bananas. This simple recipe delivers tall domes and rich flavor for a comforting homemade treat.

Ingredients

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  • 1 3/4 cups all-purpose flour
  • 1 teaspoon baking soda
  • 1/2 teaspoon baking powder
  • 1/2 teaspoon salt
  • 1 teaspoon ground cinnamon
  • 1 cup granulated sugar
  • 1/2 cup unsalted butter, melted
  • 2 large eggs, room temperature
  • 1 teaspoon vanilla extract
  • 1 cup mashed very ripe bananas (about 3 medium)
  • 1/2 cup sour cream or plain Greek yogurt
  • 1 cup semi-sweet chocolate chips, plus extra for topping

Instructions

  1. Preheat your oven to 400 degrees Fahrenheit (200 degrees Celsius). Line a 12-cup muffin tin with paper liners or grease well.
  2. In a medium bowl, whisk together the flour, baking soda, baking powder, salt, and cinnamon. Set this dry mixture aside.
  3. In a large bowl, whisk the melted butter and sugar together until combined.
  4. Beat in the eggs one at a time, mixing well after each addition. Stir in the vanilla extract.
  5. Add the mashed ripe bananas and sour cream (or yogurt) to the wet ingredients. Mix until just combined. Do not overmix.
  6. Gently fold the dry ingredients into the wet ingredients using a spatula until just a few streaks of flour remain.
  7. Fold in the chocolate chips. The batter will be thick.
  8. Fill the muffin cups evenly, distributing the batter so each cup is about three-quarters full. Sprinkle a few extra chocolate chips on top of each muffin.
  9. Bake at 400 degrees Fahrenheit for 5 minutes. This high heat helps create the tall dome.
  10. Reduce the oven temperature to 375 degrees Fahrenheit (190 degrees Celsius) and continue baking for an additional 15 to 18 minutes, or until a toothpick inserted into the center comes out clean.
  11. Let the muffins cool in the pan for 5 minutes before transferring them to a wire rack to cool completely.

Notes

  • Use bananas that are heavily speckled or almost black for the best moisture and flavor.
  • For extra fluffy dome muffins, do not overmix the batter after adding the flour. Mix only until the ingredients are incorporated.
  • You can substitute half the all-purpose flour with whole wheat flour for a slightly heartier texture.

Nutrition

Find it online: https://rosatasty.com/banana-chocolate-chip-muffins/